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Featured Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks.
Best Overall Warranty Provider
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Coverage:: 6 plan options, from routine maintenance to full coverage
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Cost:: Several discounts available
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Reputation:: Smooth claims experience as a direct provider
Affordable Monthly Payment
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Coverage:: 6 plan options, some that last up to 300,000 miles
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Cost:: Flexible month-to-month contracts
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Reputation:: Most popular warranty provider
Best Warranty Provider for Used Cars
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Coverage:: 6 plan options, the highest similar to a manufacturer’s warranty
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Cost:: No down payment required
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Reputation:: Strong BBB (Better Business Bureau) rating
- Kia offers one of the best warranties, with 10 years or 100,000 miles of powertrain coverage.
- An extended warranty can help protect your Kia after your factory warranty coverage expires.
Are you thinking of buying a Kia? There’s good news: the Kia warranty package that comes with all new vehicles offers excellent coverage compared to most manufacturers. The company’s 10-year or 100,000-mile powertrain warranty is one of the longest warranties available, and its bumper-to-bumper warranty lasts five years or 60,000 miles.
In this article, we’ll take a deep dive into what the Kia warranty program covers to give you a better understanding of what is and isn’t protected. We’ll also examine why you might consider third-party coverage from one of the best extended warranty companies in the industry to continue your protection as your car ages.
What’s Included In Kia’s Warranty Program?
Kia’s five-year or 60,000-mile bumper-to-bumper coverage and 10-year or 100,000-mile powertrain warranty are among the longest factory-backed plans on the market. But this isn’t the only Kia warranty coverage that can benefit a new car owner.
Like most car manufacturers, Kia provides new car owners with several different types of warranties to protect their vehicles. These cover faulty or defective materials and workmanship, which means your Kia warranty won’t cover repairs due to normal wear and tear on your car.
All of these warranties are considered limited warranties. The term “limited” means the warranty covers specific parts or systems, or that it excludes certain parts from coverage.
| Warranty Type | Length of Coverage | What’s Covered |
|---|---|---|
| Limited Basic Warranty | 5 years/60,000 miles | All parts and systems of your vehicle are covered except exclusions listed in your warranty booklet, such as tires and parts with specific warranty coverage. |
| Limited Powertrain Warranty | 10 years/100,000 miles | This warranty protects the parts that make your car go forward, such as the engine, driveshaft, transmission/transaxle, and driveline. |
| Service Adjustment Limited Warranty | 1 year/12,000 miles | Service adjustments are minor repairs not normally covered by the warranty, such as wheel balancing and alignment. |
| Original Equipment Battery Limited Warranty | 3 year/36,000 miles | Kia will diagnose and replace a failed battery with a new one. Non-genuine Kia replacement batteries are not covered. |
| Paint Limited Warranty | 3 years/36,000 miles | Paint that fades, chips, cracks, or becomes discolored is covered. This doesn’t include paint that is damaged in collisions. |
| Audio/Equipment System Limited Warranty | 3 years/36,000 miles | This warranty covers the original entertainment and audio equipment, including navigation, that was installed in the vehicle. This doesn’t cover any aftermarket or third-party audio equipment or devices. |
| Limited Anti-Perforation Warranty | 5 year/100,000 miles | This warranty protects the body sheet metal of your Kia vehicle from premature rusting and corrosion. This excludes rusting due to salt, rocks, or other road hazards. |
| Brake and Clutch Linings | 1 year/12,000 miles | Brake linings (including pads and shoes) and clutch linings will be replaced if they don’t function properly with normal use. |
| Federal and California Emissions Warranties | Ranges from 2 years/24,000 miles to 8 years/80,000 miles (SULEV vehicles 15 years/150,000 miles) | These warranties cover emissions control systems parts. Specific parts, including the engine control module, catalytic converter, and exhaust manifold catalytic assembly, are covered for longer. |
| Replacement Parts and Accessories | 12 months/12,000 miles | This covers Kia genuine parts used during repairs and replacements. |
If you need a covered repair, contact your local Kia dealership. The service department can help you set up an appointment to bring in the vehicle and get it fixed. Repairs covered by the factory warranty should be made free of charge.
Kia’s 10-Year, 100,000-Mile Powertrain Warranty
The Kia powertrain warranty covers your engine, axles, transaxle, transmission, differentials, and propeller shafts. These are some of the most important – and most expensive to repair – parts of your vehicle. Just a few other brands, such as Hyundai, Mitsubishi, and Genesis, offer such generous protection.
While the Kia powertrain warranty is for 10 years or 100,000 miles (whichever comes first), it’s only available for the first owner. If you’re the second owner and buy your Kia used, you only qualify for a five-year, 60,000-mile powertrain warranty.
That means a used Kia with four years and 50,000 miles on it only has powertrain protection for one year and 10,000 miles for the next owner. If you plan to buy a used Kia, be sure to check the powertrain warranty status before you buy, because you may have less coverage than you thought. You may want to purchase an extended warranty to continue powertrain coverage.
Kia Warranty Coverage Periods
According to the Kia warranty manual, the warranty coverage begins on the “date of first service,” meaning the first day the Kia vehicle is delivered to the first retail purchaser, leased, or placed into service as a company vehicle. For most owners, it’s the day the car is sold.
This is standard among all automakers in the industry, but what sets Kia apart is its extended coverage periods. Both the powertrain and bumper-to-bumper warranties are almost twice as long as the industry standard, proving that Kia is committed to the durability of its cars.
What’s Not Covered by Your Kia Warranty?
As we touched on before, your Kia warranty only covers defective parts from the manufacturer. Anything added after the vehicle left the manufacturing plant isn’t covered by the new car warranty. Your tires are also not covered by the warranty. Most tire manufacturers provide their own warranties for tires. You can ask your Kia dealership for information about your tires and potential tire warranties.
Other things not covered by your Kia warranty include:
- Modifications to the vehicle
- Damage caused by road hazards or collisions
- Improper driving habits, such as driving over curbs
- Damage or corrosion from road salt, hail, wind, or other environmental factors
- Any damage caused by installing parts not of the same quality as original Kia parts
See your owner’s manual or warranty booklet for complete information on what’s excluded from Kia warranty protection.
Kia Roadside Assistance Benefits
In addition to lengthy coverage, Kia Motors also gives owners emergency roadside assistance and trip protection benefits. Roadside assistance service plans are available for five years or 60,000 miles, whichever comes first, and are limited to $75 per occurrence. These perks include:
- Lockout assistance
- Jump-start assistance
- Flat tire assistance, provided you have a spare tire available
- Gas delivery (twice a year and a maximum of 2 gallons of gas)
- Towing to the nearest Kia dealership if you experience a covered breakdown
- Trip interruption expense benefits and reasonable reimbursement for meals, lodging, or rental cars depending on how far you are from home and the length of repairs
Is An Extended Warranty Worth It for A Kia?
Once your Kia warranty expires, do you know how you’ll pay for expensive repairs? An extended warranty can help you cover unforeseen costs related to mechanical breakdowns on your vehicle’s systems.
Unlike manufacturer or factory warranties, an extended warranty is actually a service contract that’s a separate purchase from your vehicle. The most comprehensive service contracts, such as those from independent warranty companies, will likely look similar to your initial Kia warranty.
Some reasons you might want to consider an extended Kia warranty include:
- More complete coverage: Even a comprehensive new car warranty doesn’t cover everything. Your new Kia warranty only covers factory defects. An extended warranty can help you fill in the coverage gaps.
- Peace of mind: If your car breaks down and you’re not sure why, it’s nice to know the repairs could be covered. Consider your car insurance. You pay for liability insurance to cover you and your car in case you get in an accident. You can add additional, optional collision coverage to protect you if you run into an object, like a utility pole. You might not use the extra coverage, but knowing it’s there will put your mind at ease.
- Price: An extended warranty could pay for itself if you need a major car repair. Even if you plan to save up money each month for unexpected car repair emergencies, you never know how much you’ll need. It could be easier to pay for an extended warranty that will cover the cost of repairs than try to guess how much you need to save. For example, if you save up $1,000, but your car repair is $3,000, you’re still short $2,000. With an extended warranty, you could be paying a monthly payment for vehicle protection and just need to cover a $100 deductible before the warranty pays the remaining $2,900.
The more you drive your Kia, the more likely you’ll experience a breakdown. As cars age, and as Kia’s technology advances, necessary repairs are needed more often. While RepairPal and J.D. Power reports both say Kias have above-average reliability compared to other vehicles, you can’t always plan for a major, unexpected repair.
See the chart below for the average annual maintenance and repair costs of some common Kia models, according to RepairPal.
| Kia Model | Average Annual Repair Cost Without Kia Warranty |
|---|---|
| Optima | $471 |
| Soul | $437 |
| Sportage | $462 |
| Forte | $451 |
| Sedona | $495 |
Choosing Between a Dealership Kia Extended Warranty & a Third-Party Warranty
You have two options to get extended protection for your vehicle after your initial Kia warranty expires. You can either buy a Kia Distinction Protection Plan from your dealership or go through a third-party warranty provider. Out of the best extended warranty companies we’ve researched, Endurance, CARCHEX, and Protect My Car stand out as top providers.
These extended warranty companies offer similar protection to your new vehicle warranty, with a few differences. Here’s a head-to-head comparison of what you can expect from a manufacturer-backed Kia extended warranty vs. a contract from Endurance:
| Kia Distinction Protection Plans | Endurance Extended Vehicle Protection Plans | |
|---|---|---|
| Repairs | Must be completed at an authorized Kia dealership, service center, or other licensed repair facility in the U.S. or Canada | Your choice of over 30,000 certified repair centers, including independent shops, national chains, and dealerships |
| Coverage Options | Coverage for newer cars with low mileage, including certified pre-owned vehicles | Coverage options for almost any type of car, including older vehicles and cars over 100,000 miles |
| Number of Coverage Levels | 5 | 6 |
| Maximum Miles Covered | 120,000 | 200,000+ |
| Additional Benefits | Rental car expenses, towing coverage, trip interruption policies, roadside assistance | Rental car reimbursement, towing coverage, trip interruption services, roadside assistance, Endurance Elite Benefits program |
Do your research before you buy your next Kia to decide if you want a dealership extended warranty or a third-party warranty. Your dealer may encourage you to purchase a dealership extended warranty when you buy the car, but it’s not your only option. Most providers offer a 30-day money-back guarantee and flexible payment options to fit your budget.
Featured Extended Warranty Companies
We reviewed the best extended auto warranty providers, and here are our top picks.
Best Overall Warranty Provider
-
Coverage:: 6 plan options, from routine maintenance to full coverage
-
Cost:: Several discounts available
-
Reputation:: Smooth claims experience as a direct provider
Affordable Monthly Payment
-
Coverage:: 6 plan options, some that last up to 300,000 miles
-
Cost:: Flexible month-to-month contracts
-
Reputation:: Most popular warranty provider
Best Warranty Provider for Used Cars
-
Coverage:: 6 plan options, the highest similar to a manufacturer’s warranty
-
Cost:: No down payment required
-
Reputation:: Strong BBB (Better Business Bureau) rating
Our Methodology
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.
